As of my last knowledge update in January 2022, identifying the "top" mortgage company in the United States can be subjective and may depend on various factors such as market share, customer satisfaction, loan offerings, and other criteria. Mortgage lenders often have different strengths and cater to different segments of the market. Here are some well-known and prominent mortgage companies in the U.S.:
1. **Quicken Loans (now Rocket Mortgage):** Quicken Loans is a major online mortgage lender that has gained popularity for its digital mortgage platform, Rocket Mortgage. It offers a streamlined and technology-driven mortgage application process.
2. **Wells Fargo:** Wells Fargo is one of the largest banks in the United States and is known for providing a wide range of banking and financial services, including mortgage loans.
3. **Chase Home Lending (JPMorgan Chase):** Chase is a part of JPMorgan Chase, one of the largest banking institutions in the U.S. It offers a variety of mortgage products and services.
4. **Bank of America:** Bank of America is another major banking institution that provides mortgage services, offering a range of loan options for homebuyers.
5. **United Wholesale Mortgage (UWM):** UWM is one of the largest wholesale mortgage lenders in the U.S. It works with mortgage brokers and provides a variety of loan products.
6. **LoanDepot:** LoanDepot is a non-bank lender that operates online and offers a range of mortgage products, including traditional and digital mortgage solutions.
7. **Caliber Home Loans:** Caliber Home Loans is a national mortgage lender that provides a variety of home financing options, including conventional, FHA, and VA loans.
8. **Guild Mortgage:** Guild Mortgage is a mortgage lender that operates in various states, offering a variety of loan products and personalized service.
9. **Mr. Cooper:** Formerly known as Nationstar Mortgage, Mr. Cooper is a mortgage servicer and lender that provides a range of home loan options.
10. **CitiMortgage (Citibank):** CitiMortgage is the mortgage division of Citibank, offering mortgage products and services to consumers.
It's important to note that the mortgage industry is dynamic, and rankings can change over time. Borrowers should carefully consider their individual needs, compare mortgage rates and terms, and explore lender reviews before choosing a mortgage company. Additionally, the availability of mortgage products and the competitiveness of rates can vary depending on the region and market conditions. Checking the latest industry reports and customer reviews can provide valuable insights into the performance and reputation of different mortgage lenders.